Parent and Student Loan Information
A loan is a form of financial aid that must be repaid with interest. The two types of federal education loans are the Federal Direct Student Loan (student loan) and the Federal Direct PLUS Loan (parent loan). These loans have specific regulations and interest rates that are set and monitored by the U.S. Department of Education.
Alternative education loans are also available. These loans are not associated with the federal government and are offered directly through private lenders.
Loan Only Application Deadlines
You may apply for a Federal Direct Student Loan or Federal Direct PLUS Loan at any point throughout the term for which you want the loan, however, there are enrollment minimums and FAFSA deadlines that must be met. Please contact our office with further questions.
Academic Year 2020/2021
Fall Only 2020 Deadline: 12/11/2020
Spring Only 2021 Deadline: 05/1/2021
Academic Year Deadline: 05/01/2021
It is important for student borrowers to keep records of all loans requested. The FSA Ombudsman works with student loan borrowers to informally resolve loan disputes and problems. The ombudsman will help borrowers having problems with the following federal loans:
- Federal Direct PLUS Loans (for parents)
- Federal Direct Student Subsidized and Unsubsidized Stafford
- Perkins Loans
The Ombudsman Customer-Service Line is 1-877-557-2575. Further details are available at https://studentaid.ed.gov/sa/repay-loans/disputes/prepare/contact-ombudsman.