Federal Direct PLUS Parent Loan Application Procedures

Complete the below steps.  Once the below information is received the loan will be certified.

1. Federal guidelines require the FAFSA to be filed by the student using the custodial parent's information if a parent wishes to apply for a Federal PLUS loan.

2. To apply for the Federal Direct PLUS loan, follow the instructions to Complete the Federal Direct PLUS Request Process at this link: Direct PLUS Loan Application You will need a FSA Username and password to apply for the loan.  If you do not already have a username and password you may request one online at Federal Student Aid- Create an FSA ID.  During the Federal Direct PLUS loan application process you will have an option to indicate the amount you would like to borrow or choose to borrow the maximum you are eligible to receive.  The federal government will process a credit check on your behalf and you will immediately be able to review the results online.

3. Once approved, complete your Master Promissory Note at: Federal Direct PLUS Master Promissory Note (MPN).  If you are denied due to credit, you will be given the option to use an endorser and/or you may be able to resolve credit reporting errors.  If you are not subsequently approved, please feel free to contact the financial aid office as your son/daughter may qualify for additional unsubsidized Federal Direct student loan funds.  

4. The parent who is the borrower must complete a Certification Statement. Please submit the completed form to the Financial Aid Office.