Student Health Insurance
Skidmore College requires that all students are covered by health insurance. We require all students to go through an enrollment/waiver process annually to confirm coverage. This process is separate from any documentation you may have submitted to Health Services or Athletics.
Things to consider when deciding to enroll or waive the student health insurance:
- Does your current insurance plan cover the student in while they are in Saratoga Springs for non-urgent care like seeing a specialist?
- Does your current insurance plan cover your student for mental health services or physical therapy in Saratoga Springs?
- Does your insurance cover lab work locally? Imaging? All students can be seen at Heath Services at no cost regardless of what insurance plan they have. However, some recommended services may be outside of Health Services. For example, blood tests that we send out for processing (to LabCorp or Saratoga Hospital) or referring for an x-ray (typically at Saratoga Hospital). Will your insurance cover that cost or will it become your responsibility?
- Does your insurance cover prescriptions at a local pharmacy that are not written by a primary care provider?
- Cost. If your student is the only child on your health plan it may be more cost effective to remove them from your plan to drop down from a family plan to a single or dual coverage plan and enroll the student in the student health insurance plan.
- For additional considerations see the information "Learning About Student Insurance and Your Student Insurance Plan" provided by UnitedHealthcare.
It is important to have a conversation with your insurance company to verify what is and is not covered while your student is at Skidmore College so you can make an informed decision about enrolling or waiving the coverage.
Skidmore's student health insurance plan is through UnitedHealthcare.
- Coverage starts September 1, 2023 and ends August 31, 2024
- Annual coverage estimated to be $2,800
- If you are required by the College to arrive earlier than 9/1/2023, please contact the Bursar's Office.
TO ENROLL OR WAIVE THE STUDENT HEALTH INSURANCE, PLEASE LOG-IN HERE